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ERSM partners with Automóvil Club de Chile

In order to adapt to the changes that the Covid-19 pandemic will generate in urban mobility, Automóvil Club de Chile decided to diversify its business and open, in alliance with ERSM Insurance Brokers.

Although they had been working on this line of business since last year, the health emergency forced them to bring forward its implementation, especially to counteract the sharp drop in revenues from their driving lessons services.

Automóvil Club’s general manager, Alfredo Lavanchy, explains that they decided to put their chips on their new firm MACC Corredorres de Bolsa offering auto policies, but plan to launch financial products focused on bicycles and electric scooters in July.

To date, Automóvil Club de Chile has sold four thousand car insurance policies and expects to close the year with five thousand policies and reach 13 thousand by 2021. According to figures from the Chilean Association of Insurers, last year more than three million policies were issued nationwide to cover vehicle claims, and so far this year the figure has accumulated 375,000.

In addition, they plan to reach more than 20,000 policyholders in the automobile sector within two years and 30,000 if bicycles and scooters are included. Still, the brokerage is expected to contribute just under a third of the company’s total revenue this year ($7.3 billion).

MACC Corredores de Bolsa operates 100% online, so the insurance of the vehicle is done through photographs that guarantee its condition at the time of contracting.

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